[Binance Wealth Management] How does the "Buy or Earn" mechanism for discounted coin purchases maximize fund efficiency?
👉 Discount Buy is a new structured wealth management product launched on Binance Earn.
This innovative combination of limit orders and financial returns allows you to wait for a low price to buy while still earning a fixed annualized return on the funds frozen in the order, preventing idle funds.
➤ Core Mechanism
1️⃣ Settlement Price ≤ Target Buy Price: Fully Filled
100% of principal is purchased at the target price for the selected cryptocurrency.
2️⃣ Settlement Price Between Target Buy Price and Knockout Price: Partially Filled
50% of principal is purchased at the target price, 50% principal is returned.
3️⃣ Settlement Price ≥ Knockout Price: Unfilled, but earns a high APR.
Full principal return + fixed annualized return (APR)
This "buy or earn" structure allows users to achieve relatively controllable results regardless of market trends.
Buy at a low price if the price meets the conditions, and even if you don't succeed in bottom-fishing, you'll still earn interest – truly perpetual profit.
➤ Suitable for:
Investors who are bullish on the long term but find prices too high, and users who require high capital utilization.
Looking to accumulate cryptocurrencies at a low price without missing out on returns, while placing orders can still yield annualized returns far higher than those of stablecoin investment products.
➤ Launch Event: Get an Extra 10% Discount on Purchases
Between 4:00 PM on July 29, 2025, and 7:59 AM on August 13, 2025 (UTC+8), users who successfully purchase tokens using the discount and whose balance is between 10 and 3,000 USDT will receive an additional 10% discount on top of the original discount. #理财策略