The DeFi Education Fund (DEF), alongside a16z Crypto, Uniswap Labs, Solana Policy Institute, and other industry players, has submitted a policy recommendation urging the US Senate to include a dedicated decentralized finance (DeFi) regulatory framework in the Responsible Financial Innovation Act of 2025, according to Wu Blockchain.
The joint statement stresses the importance of:
Differentiating DeFi developers from centralized intermediaries to avoid unfair regulatory burdens.
Implementing technology-neutral regulation that applies rules consistently across financial innovations.
Ensuring federal law preempts state-level measures to prevent legacy financial institutions from leveraging fragmented regulations to suppress competition.
The DEF argued that a clear, unified framework would support innovation while protecting consumers, ensuring the US remains competitive in blockchain development.
Lawmakers are expected to review the Responsible Financial Innovation Act of 2025 later this year, with DeFi regulation seen as a key test of how Washington will approach decentralized technologies.
