Looking for a low-risk way to grow your stablecoin holdings this summer? Binance’s “Stablecoin Summer” promo is offering some of the highest APRs we’ve seen all year — and you can earn passively with zero lock-up, daily payouts, and full flexibility.
From August 1 to August 14, 2025, users can earn up to 13.1% APR by subscribing to select stablecoin Flexible Products (USDT, FDUSD, and XUSD) through Binance Simple Earn. Whether you're holding USDT, just picked up some FDUSD, or exploring new stablecoins like XUSD — this promo is built for you.
💸 What Is Binance Simple Earn?
Simple Earn is Binance’s gateway to passive crypto income. It lets you earn yield on your idle assets by subscribing to either Flexible or Locked products. With Flexible Products, there are:
🚫 No lock-up periods
💼 No trading restrictions
🔄 Full liquidity anytime
During the Stablecoin Summer Promo, you’ll also earn Bonus Tiered APRs on top of the usual Real-Time APRs!
📈 Bonus Tiered APR Breakdown
Let’s look at how the numbers stack up per stablecoin:
TokenPromo APR (≤ Tier Limit)Tier LimitPromo APR (> Tier Limit)Min SubscriptionMax CapUSDT11.3% (8% Bonus + 3.3% Real-Time)≤ 200 USDT~3.3% (Real-Time only)0.1 USDTUnlimitedFDUSD11.1% (10% Bonus + 1.1% Real-Time)≤ 300 FDUSD~1.1% (Real-Time only)0.1 FDUSD50 million FDUSDXUSD13.1% (13% Bonus + 0.1% Real-Time)≤ 400 XUSD~0.1% (Real-Time only)0.1 XUSD300,000 XUSD
✅ Tip: To unlock the full APR, keep your subscription within the bonus tier limits!
⏱️ Real-Time APR vs. Bonus Tiered APR: What’s the Difference?
🔄 Real-Time APR:
Accrues every minute directly into your Earn Account
Automatically updates based on market conditions
Always available, even outside promotional periods
🎁 Bonus Tiered APR:
Starts accruing the day after subscription
Paid out daily to your Spot Wallet
Applies only during the promo and up to your tier limit
Ends after August 14, 2025
🛠️ How to Subscribe in 3 Easy Steps
Log in to Binance
Make sure you’ve completed KYC
Update to the latest app version (3.1.0 or later)
Buy or Deposit USDT / FDUSD / XUSD
Use Buy Crypto or transfer to your Binance wallet
Go to Simple Earn
Navigate to Earn > Simple Earn
Search your token and select Flexible
Click Subscribe and start earning!
🔓 Redeem anytime. No penalties. No commitment.
⚠️ Important Notes
Bonus APR starts the day after subscription
Rewards are funded by Binance (not the token issuers)
Limited to users in eligible regions
High redemption volume may cause temporary withdrawal delays
APRs may fluctuate due to market conditions
KYC required
Read the full Terms & Risk Warning
🎯 Why This Promotion Matters
✔️ Best-in-class APRs for stablecoins
✔️ No lock-up or restrictions on access
✔️ Daily payouts and instant liquidity
✔️ Built-in capital preservation for low-risk investors
This is a rare opportunity to grow your stablecoin stack — without compromising liquidity.
✅ Final Call: Don’t Miss Out
Stablecoin Summer ends August 14, 2025.
Make your idle crypto work harder — and smarter — with up to 13.1% APR through Binance Simple Earn.
$XUSD
Earn more, stress less. 🔥===========================================