🚀 **What is Huma Finance?**

Huma Finance is a PayFi network that revolutionizes global payments using blockchain and stablecoins for instant settlements 24/7. It allows businesses and individuals to access credit using future income as collateral, integrating traditional finance with DeFi. Founded in 2022 by Erbil Karaman and Richard Liu, with backing from Solana, Circle, and Galaxy Digital, it has processed over $3.8B in transactions.

💡 **How it works**:

- **Instant payments**: Uses stablecoins (USDC, USDT) for fast transactions.

- **Income-based credit**: Converts future cash flows into assets to obtain liquidity.

- **Huma 2.0 (permissionless)**: Starting April 2025, anyone can participate without KYC, with yields of up to 10% APY.

⚠️ **Note**: This is not investment advice. Research and consult professionals before deciding. $HUMA

#HumaFinance @humafinance