To be honest, when I first heard about the Huma project, I was completely confused. What is this "Time Value Revolution" and "Financial Operating System"? It sounds really grand. But after careful study, I found that this thing can really change the way we ordinary people manage our finances!
Let me give you the simplest example: In the past, if we wanted to borrow money against future income, we either had to go to the bank or look for online loans. Not only were the interest rates high, but the procedures were also particularly troublesome. Now, Huma uses blockchain technology to turn your future income into digital assets that can be liquidated at any time. For example, if you are a programmer, you can package your salary for the next five years into digital certificates and sell part of them whenever you need money, while the rest continues to appreciate.
What's even more impressive is for businesses. Our company encountered this situation last year: we had signed a big contract, but the client wouldn't pay for three months, and we were almost unable to pay wages. If we used Huma, those accounts receivable could instantly turn into cash, and the interest would be much lower than bank loans.
However, to be honest, I was still a bit worried when I first started using it. After all, it's such an advanced concept; what if something goes wrong? So I suggest friends who want to try it can start with a small portion of their income. I personally did an experiment with my bonus for the next quarter, and I found the operation to be particularly simple, and the transfer speed was much faster than that of the bank.
