In the week ending July 31, Circle issued 5.4 billion USDC and redeemed 6.4 billion, causing the total circulating USDC supply to decrease by 1.1 billion USD — to 63.9 billion USDC.

To back this, Circle maintains 64.2 billion USD in reserves, including:

  • 8.8 billion USD in cash

  • 55.4 billion USD in the Circle Reserve Fund

This move reflects the strategy of regulating the money supply to maintain a stable 1:1 exchange rate between USDC and USD, while also ensuring high liquidity for the ecosystem.

Holding a large reserve and good liquidity helps Circle protect market confidence and limit risks during periods of volatility.

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