While the market remains focused on price and speculation, Ripple and XRP are quietly building a global payment layer, targeting cross-border remittance systems, tokenization of real assets, and real-time payments. With the involvement of central banks and major financial institutions, XRP is gradually becoming an alternative infrastructure tool to SWIFT.
From Fast Payments to Global Asset Tokenization
According to analyst KingXRP, the XRP Ledger (XRPL) has the potential to unlock a $196 trillion market through RealFi. CEO of Teucrium, Sal Gilbertie, believes that Ripple and XRP will be the driving force behind the tokenization of the entire global financial system.
Real Trading Platform – Not Just Speculative Assets
Although traded like a regular crypto, XRP's original goal was to become a global remittance tool with low costs, high speed, and independence from SWIFT. Now, XRP is expanding its role as an infrastructure for tokenizing various assets like stocks, bonds, commodities, and real estate.
Strategic Move: Acquiring a Brokerage Company to Connect Wall Street
Ripple has acquired a broker-dealer – a clearing member, creating a stepping stone to connect with the traditional financial system. This is an important step to integrate DeFi and TradFi, turning blockchain into the highway of global cash flow.
XRP Integrated into Banking Payment Systems
Ripple CTO – David Schwartz – confirms that many banks are integrating XRP. Ripple Bank, operating entirely on the XRP Ledger, will process payments in XRP. However, the integration process at banks is still slow due to conservative factors and complex legal procedures.
The Future: XRP Becomes the Core Infrastructure Layer of Digital Finance
Ripple is building a system where traditional assets and digital assets coexist and are settled on a single platform. If successful, XRP will not just be a payment token but the heart of the payment network – tokenizing hundreds of trillions of dollars.