[Huma Finance] 🌐 Can On-Chain Credit Ever Be Trusted?
On-chain lending has always faced one huge issue:
🧱 Trust.
How do you trust a borrower without KYC?
How do you verify income without a centralized payroll?
Huma Finance’s answer:
– Use smart contracts for logic
– Use off-chain partners for verification (like Visa, TalentLayer)
– Use NFTs to represent real income
It’s a hybrid system—but is it enough?
🔍 Are we ready to accept semi-trusted DeFi models?
Or is full decentralization the only way forward?
👇 Share your take. This one splits the room.
@Huma Finance 🟣 #HumaFinance $HUMA
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