Having savings and no debts shows a certain level of self-control; definitely avoid contracts!
Having your own savings indicates that you have realized the importance of accumulating original wealth.
Give up the dream of getting rich quickly, only deal with spot trading, understand the fundamentals; the cryptocurrency space requires continuous learning and a high ability to discern ineffective noise.
It is inherently a negative-sum game, where only less than 5 percent of people make money. If you want to make money, you must pay a price beyond what is normal.