Hook — Huma isn’t just another DeFi project. It’s pioneering a new asset class: tokenized payment streams.
Since its launch in 2023, Huma has introduced “PayFi” — the tokenization of real-world payment receivables like credit card settlements, BNPL flows, and merchant payouts.
Merchants no longer wait days for payments to clear — they get instant stablecoin liquidity. Meanwhile, liquidity providers earn yield backed by actual cash flows, not inflated DeFi rewards.
With over $4B in volume processed, Huma is merging TradFi scale with crypto speed, offering real returns in USDC, PYUSD, and USDM.
Its infrastructure? A modular six-layer PayFi Stack that integrates Solana, Stellar, MPC custody, and regulatory frameworks like MiCA and KYC.
💬 Which PayFi use case will lead adoption — merchant finance, cross-border payments, or BNPL?
DYOR – Not financial advice
