@Huma Finance 🟣 ce #HumaFinance



HumaFinance

Huma Finance (HUMA) is the first pioneering PayFi network—combining payment and financial infrastructure to support real-world income and credit based on accounts receivable on-chain. Instead of traditional loans secured by cryptocurrency, Huma allows users to borrow based on future income streams—such as wages, invoices, or remittances—facilitating mortgage-free lending supported by the Time Value of Money (TVM) model. By analyzing cash flow patterns, the protocol provides liquidity corresponding to 70–90% of anticipated future revenue, instantly and securely through smart contracts.