Billionaire Michael Saylor reveals a new bitcoin-backed investment that may serve as an alternative to traditional retirement plans, announcing during his company MicroStrategy's earnings call the launch of a new preferred stock named STRC that offers an annual return of nine and a half percent at a time when traditional bank returns do not exceed four percent.
Two and a half billion dollars have been raised from this product, and more than twenty-one thousand bitcoins have been purchased directly, making this the largest bitcoin-backed offering in America in 2025.
The product is available for trading on the Nasdaq and provides monthly returns determined by the board of directors, targeting investors seeking stable income without the need to freeze their funds for long periods.
The company has launched similar products, including STRK with a fixed return of eight percent, STRF with a cumulative return of ten percent, and STRD with a non-cumulative return of ten percent.
MicroStrategy now owns over six hundred and twenty-eight thousand bitcoins, approximately three percent of the global supply, worth more than seventy-two billion dollars, and its quarterly profits have exceeded ten billion dollars due to the rise in bitcoin price from seventy-seven thousand to over one hundred and eleven thousand dollars.
The event coincides with a political change in America, as the Department of Labor has withdrawn its previous decision that prohibited the inclusion of cryptocurrencies in retirement plans, meaning that bitcoin has officially become a viable option within 401(k) plans.
In May, the Wisconsin pension fund allocated ninety-nine million dollars to purchase bitcoin, and Florida has also announced its intention to integrate the currency into its retirement system. Additionally, British funds have begun allocating up to three percent of their portfolios to bitcoin, achieving returns exceeding sixty percent in less than a year.
Cartwright, a company specializing in retirement management, has presented research confirming that bitcoin outperforms gold, bonds, and the stock market in terms of returns, and its use has become a reality among major institutions around the world.
