🚀🤯 Could XRP flip Ethereum? A banking giant says YES! 🤯🚀

A top analyst from Standard Chartered Bank, Geoff Kendrick, just dropped a bombshell prediction that's got the crypto world buzzing! He believes $XRP could become the second-largest crypto by market cap, overtaking Ethereum, by the year 2028.

Why is he so bullish on XRP? It's all about its real-world use. Kendrick sees XRP becoming the go-to for banks and financial institutions to make fast, cheap international payments. Think of it as a digital bridge for money, a way better alternative to the slow and expensive old systems.

He also points to a major catalyst on the horizon: the potential approval of a spot XRP ETF, similar to the Bitcoin ETFs that sent the market soaring. This would make it easier for big-time investors to get into XRP, fueling a massive price increase.

Kendrick's targets are ambitious. He projects XRP could hit $12.50 by 2028. This isn't just a random guess. It's based on the idea that XRP's utility and institutional adoption will finally take center stage.

What do you think? Is XRP the future of finance, or is this just another bold prediction? Let me know in the comments! 👇

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