The ultimate test of profit in the crypto world is not buying the right coins, but safely transferring profits into the bank account. I've seen too many people with seven-figure accounts getting frozen due to withdrawal details. Last year, I safely withdrew 1 million USDT in 8 transactions, zero freezes, zero disputes, the key lies in refining every step to the extreme. This tested 'pitfall avoidance guide' can help you secure your profits.
1. Platform and merchant screening: First eliminate 80% of the risks.
Only choose top exchanges OTC: Regular platforms like Binance, OKX support T+1 arrival, small platform merchants have high risk of running away, directly pass.
Focus on merchants' hard indicators: Registered for over 2 years, monthly cash flow over 10 million, positive rating ≥98%, flashy avatars or new accounts are often scams, decisively cut off.
Avoid sensitive periods: Do not withdraw funds after 8 PM, if customer service is offline and there is incorrect information, you must wait until the next day to handle it, which increases risk.
2. Wallet cooling period: Give on-chain records a 'cool down'.
After withdrawing from the exchange to a commonly used wallet (like MetaMask, Trust), leave it untouched for 72 hours. Bank risk control is highly vigilant about 'crypto → fiat instant arrival', after 3 days the on-chain activity decreases, transfers look more like regular fund movement. Do not use newly registered 'clean wallets', receiving large amounts from unfamiliar addresses raises suspicion.
3. Withdrawal iron rule: 99% of people fail at this step.
Split small amounts for batch transfers: Split 100,000 into 5+3+2, one transfer every other day; 1 million into 8 transfers, each spaced 2-3 days apart, 'small amounts multiple times, reasonable intervals' are more in line with normal cash flow.
Use a real-life debit card: Choose a bank card for daily expenses (buying coffee, paying utilities, repaying mortgage), maintain a balance year-round, the cash flow naturally shows 'salary - snacks - phone bill', looking more like a regular person's usage.
Brush up on healthy cash flow in advance: Before planning to receive 50,000, first execute a few small transactions (breakfast 18, takeout 42), tell the bank 'this card is used daily, not just for receiving payments.'
4. Key operations after funds arrive: Don't trip up in the last 10 meters.
Verify remitter information: The merchant's name must exactly match the platform order; if not, immediately return it through the original route, any illegal funds entering must freeze the card.
Avoid sensitive words in notes: Leave it blank or write 'living expenses / service fee', never use terms like 'USDT, investment' etc.
Leave funds untouched for 48 hours after arrival: Bank AI will monitor for two days; during this period do not transfer out or invest, on the third day transfer out in batches, each transfer ≤ 20,000.
Pitfall avoidance mantra.
Leave the wallet untouched for 3 days, prioritize daily use cards.
Transfer small amounts in batches, do not touch the money for two days after arrival.
Be cautious with direct selling of USDT, using the Blue Shield channel is safer.
Old merchants look at indicators, details are the lifeline.
Making money is a skill, but bringing the money home is the real skill. Follow this process to secure profits.
