We’re proud to announce that CIP (Crypto Inheritance Protocol), the first privacy-preserving inheritance solution for digital assets, is now live on the COTI Mainnet.
CIP allows users to securely and privately pass down their crypto holdings to loved ones without involving third-party custodians, legal paperwork, or centralized services. It runs entirely on smart contracts, powered by privacy logic, and is now operating on the COTI network.
This launch is more than a technical milestone. It solves a long-standing issue in Web3 that has real-world relevance.
Inheritance, the Silent Problem in Web3
As digital assets become an increasingly important part of personal wealth, the question of legacy grows more urgent: What happens to crypto when the holder is no longer around?
Until now, the answers have ranged from impractical to insecure, but CIP is working hard to change this. The company provides an automated, verifiable, and private method for inheritance through smart contracts secured by COTI’s on-chain privacy layer.
Users can set conditions such as wallet inactivity or future time-based triggers. When these conditions are met, assets are automatically transferred to designated beneficiaries in a secure and confidential manner with no intermediaries and no keys lost to time!
Why COTI is the Foundation for CIP
COTI provides the ideal foundation for CIP through its unique privacy infrastructure, powered by garbled circuits. By leveraging encrypted computations, CIP users can transfer assets without exposing underlying data, making it perfectly suited for inheritance scenarios where confidentiality is non-negotiable.
“The future of digital wealth demands solutions that transcend mere transactions. Our partnership with COTI is pivotal in building CIP, a protocol that not only secures assets but profoundly ensures their legacy. We are making Web3 inheritance private, seamless, and truly in the hands of the owner. This is about providing unparalleled peace of mind for crypto holders worldwide.” — Samson Ajah, Co-founder of CIP
Features of CIP include:
No custodians, no intermediaries: Assets stay under the user’s control until the moment of transfer. No banks, no lawyers, no external access.
Inheritance via inactivity or preset date: Users can define a timeframe of wallet inactivity or a specific future date. When either condition is met, the designated beneficiary automatically receives the inheritance.
On-chain and private: Every action occurs on-chain, with all logic processed privately through COTI’s Privacy Layer.
What’s Next for CIP
The launch of CIP marks the start of a broader roadmap toward a full digital inheritance framework. The upcoming development phases include:
• Phase 2: Community testing, bug bounties, hackathons, and user-driven improvements.
• Phase 3: Expanded asset support, including multiple cryptocurrencies, stablecoins, and NFTs. Introduction of advanced logic such as multi-party inheritance, milestone-based release, and custom conditions.
Developer Momentum: CIPs Growing Builder Ecosystem
CIP’s development is bringing new builders and privacy-focused applications to the COTI platform. Most recently CIP held an in-person hackathon across Ahmadu Bello University and Federal University in Nigeria. Aimed at fostering a new talent pool for COTI, the event attracted over 100 builders, giving CIP the catalyst it needs to scale their efforts into a broader hackathon program.
What CIP Means for COTI
This launch represents a significant milestone for the COTI ecosystem and delivers a powerful use case for its Privacy 2.0 framework. CIP’s MVP is exclusively built around COTI so that every interaction with CIP, from setting inheritance conditions to executing transfers, increases on-chain volume and ecosystem engagement.
CIP is a tangible example of how COTI’s privacy infrastructure can power mission-critical, high-value applications beyond traditional DeFi.
Explore CIP Today
Visit www.ciprotocol.com to explore the platform and sign up for early access. Builders can undertake live testing of CIP on COTI Mainnet today.
You can also follow CIP on X and join the Telegram community here.
Stay COTI.
For COTI updates and to join the conversation, be sure to check out our channels:
Website: https://coti.io/
X: https://twitter.com/COTInetwork
YouTube: https://www.youtube.com/channel/UCl-2YzhaPnouvBtotKuM4DA
Telegram: https://t.me/COTInetwork
Discord: https://discord.gg/9tq6CP6XrT
GitHub: https://github.com/coti-io