#HumaFinance Huma Finance (HUMA) is creating the world's first PayFi network that integrates payment and financing infrastructure, with the core goal of supporting real-world income and on-chain credit based on accounts receivable. Unlike traditional cryptocurrency lending, Huma innovatively allows users to borrow against future income streams as collateral, which include wages, invoices, remittances, etc., thereby promoting an unsecured lending model based on the time value of money (TVM). Specifically, the protocol analyzes the user's cash flow patterns and subsequently provides liquidity to the user instantly and securely through smart contracts, with the amount of funding reaching 70%-90% of the user's expected future income. This model not only expands the application scenarios of on-chain credit but also provides users with a more flexible and convenient financing method, effectively connecting real-world income with blockchain financial services. @Huma Finance 🟣