Huma Finance is a pioneering "PayFi" protocol, bridging real‑world financial assets (like invoices, payroll, remittances) with blockchain — primarily on Solana and BNB Chain .instead of requiring crypto as collateral, users can tokenize receivables to borrow stablecoins, while liquidity providers supply USDT/USDC and earn yield plus HUMA token rewards .

The protocol automatically burns 50% of borrower fees by buying back HUMA tokens, creating a deflationary dynamic .

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