Federal Funds Rate Path from 2020 to 2025 based on official Fed data:

🔍 Key Takeaways:

📉 2020–2021: Rates held at near-zero (0.25%) to support pandemic recovery.

📈 2022: Aggressive hikes begin due to inflation—rising from 0.5% to 4.5% by year-end.

🚀 2023: Peak rate hits 5.25%, holding steady throughout the year.

🧭 2024–2025: Gradual rate cuts begin as inflation moderates; current rate is 4.5% as of July 30, 2025.

Tracking the Fed's bold moves from 2020 to 2025 in one powerful chart.

👀 What’s next: Cut, hike, or hold?

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