Utility Coins: XRP vs Cardano — What Are They Really Solving?
Some coins are built for payments.
Others aim to rebuild the internet.
📌 #XRP (Ripple)
• Designed for fast, low-cost cross-border payments
• Used by banks and institutions
• Centralized ledger, but blazing fast
📌 #Cardano (ADA)
• Focused on academic research and peer-reviewed development
• Smart contract platform like Ethereum — but slower rollout
• Lower energy use — uses Proof of Stake
💡 Final thought:
XRP wants to change banking.
ADA wants to change the web.
Both are ambitious — but in totally different directions.
