Most DeFi protocols still rely on over-collateralized crypto loans—but $HUMA is taking a smarter route.
Instead of locking up your assets, you borrow against future income — invoices, payment streams, royalties, whatever you’re earning next.
✅ Access up to 90% of expected earnings
✅ No liquidation risk
✅ No dependency on crypto market swings
✅ Backed by smart contracts & TVM logic
It’s on-chain credit that actually reflects how people earn.
Freelancers. Gig workers. Creators. All finally get access to liquidity without jumping through outdated hoops.
This isn’t just DeFi — this is PayFi.
A better model. A real-world upgrade.