Recently, I've been thinking about what else blockchain can do besides trading cryptocurrencies. When I saw Huma's PayFi model, I suddenly felt a spark. It doesn't deal with the abstract; it directly connects to real-world income—if you have an invoice that hasn't been paid yet, it can lend you money based on about 70-80% of your future income, automatically monitoring repayments through smart contracts. Isn't this a tangible quantification of "credit"?

Compared to established projects like XRP, the current valuation of $HUMA does seem a bit exaggerated. But looking at it from another angle, PayFi connects to a trillion-dollar real income market, not just the limited funds on-chain. As more and more people discover that blockchain can solve the problem of "needing money urgently but lacking crypto assets," this current market value might not even be considered a starting point. @Huma Finance 🟣 #HumaFinance