The dual mainline of 'Stablecoins + RWA' has started, seize these 4 coins to turn the tide in the second half of the year!

The significance of stablecoin public chains is continuously increasing.

The U.S. House of Representatives has passed multiple pieces of cryptocurrency legislation, and stablecoins are about to usher in compliance implementation. Regulatory bodies around the world are gradually recognizing their value as the infrastructure for payment and settlement. Meanwhile, the Total Value Locked (TVL) of stablecoins continues to grow, and the interest rate market and protocol construction surrounding them are on the brink of explosion.

The revaluation of RWA is accelerating.

Asset tokenization is the trend of the future, from bonds, funds to real estate, the RWA sector is being restructured by institutions. With the end of the dollar interest rate cycle and the scarcity of stable on-chain yield sources, RWA is seen as the 'cash flow cornerstone' for DeFi to navigate through the bear market.

Key allocation recommendations:

1. Pendle (Core asset of the yield market)

• Supporting structure: Creating new trading markets by separating the interest rates of stablecoins and LST-type assets.

• Advantages: High real income (protocol income has been consistently rising over the past 3 months), a leader in the stablecoin interest rate market.

• Current price: In a medium-low volatility phase, historical highs are close to doubling, with a high probability of rebound in conjunction with ETH trends.

2. INJ (On-chain derivatives + RWA narrative catalyst)

• Characteristics: High-performance Layer 1 public chain, supports contracts, perpetuals, and other derivatives, while actively exploring the on-chain implementation of RWA.

• Advantages: Fast ecological expansion, high community activity, long-term institutional optimism.

• Strategy: Mid-term holding, betting on RWA speculation sentiment and project linkage to drive up prices.

3. MKR (RWA narrative veteran + Core governance of DAI stablecoin)

• Position: DAI is an important part of the stablecoin system, and MKR is its governance token.

• Benefits: MakerDAO continues to expand RWA positions, including bonds and U.S. Treasury ETFs.

• Logic: A robust, established value project, any pullback presents an opportunity, suitable for defensive and low-volatility portfolio allocation.

4. Lumia (Newcomer in low market cap RWA)

• Project positioning: Building an on-chain RWA infrastructure platform, focusing on asset rights confirmation and settlement network.

• Highlights: Strong team background, recent TVL growth, belongs to the new stars in the RWA segment.

• Strategy: Low market cap aiming for high elasticity, suitable for medium-short term capital participation in the mainline rebound market.

Stablecoins build the 'currency layer,' while RWA connects the 'asset layer.' Together, these two form the backbone of the future cryptocurrency financial system. With clear policies, capital returning, and project evolution, the second half of the year will be a golden layout window. $PENDLE