1. BlackRock
It now manages a private ETF for Ethereum, which has surpassed $10 billion in value.
It was the first to launch an approved ETF for Bitcoin in 2024, opening the door for massive pension funds and investment institutions.
📈 Impact:
This type of product increases liquidity and provides legitimacy. With the entry of institutional investors, the market becomes less volatile in the long term.
2. JPMorgan Chase
It is considering offering loans backed by cryptocurrencies like BTC and ETH.
It manages a private network called Onyx that uses blockchain to settle transfers between banks.
📈 Impact:
If major banks actually start offering services based on digital currencies, crypto will shift from being merely an investment tool to an accepted financial asset in the banking system.
3. Visa and Mastercard
They have launched payment services using stablecoins (like USDC).
Visa is conducting tests on settling payments directly via the Solana blockchain.
📈 Impact:
The entry of major card companies will accelerate the use of crypto in daily life, paving the way for the transformation of digital currencies from speculative investments to a globally accepted means of payment.
4. Tesla (formerly) and other companies
Although Elon Musk temporarily stopped accepting Bitcoin, the company still holds balances of it.
Other companies like MicroStrategy and Square (now Block Inc) continue to buy Bitcoin in large quantities as a strategic stock.
📈 Impact:
Using BTC as a store of value makes it a gold-like asset in the long term, creating a 'transfer' market that connects companies with the performance of the digital financial market.
🧠 Secondly: Technologies that use digital currencies
1. Decentralized Finance (DeFi)
It enables users to lend, borrow, and exchange digital assets without the need for intermediaries.
Protocols like Aave, Uniswap, and Compound control billions in assets.
📈 Impact:
DeFi will radically change the concept of banking services, pressuring banks to adopt crypto or retreat.
2. Institutional blockchain
Companies like IBM and Oracle have developed private chains to track supply chains and global payments.
They do not necessarily use 'currencies' like individuals, but they pave the way for wide acceptance of the technology.
📈 Impact:
These systems enhance the credibility of blockchain and encourage governments and institutions to experiment with adopting digital currencies in official operations later.
3. NFTs 2.0 and Web3
Huge brands (Nike, Starbucks, Gucci) have started using NFTs as part of loyalty and rewards programs.
These applications integrate with digital wallets, increasing crypto adoption among the general public.
📈 Impact:
Integrating Web3 with retail chains will make digital currencies a part of the user's daily life, without feeling like they are 'investing'.
📝 Summary:
The more that major institutions and traditional financial systems adopt digital currencies, the more mature the market becomes, less speculative, and more connected to the real economy.
These transformations indicate not just a 'bubble', but the evolution of a new global financial system based on transparency, decentralization, and self-programming.