The first PayFi Network
#HumaToken accelerates global payments with instant access to liquidity anywhere, anytime.
What Huma 2.0 Offers: Features Built for You
We've designed Huma 2.0 with flexibility and choice at its core, rolling out a set of features that let users choose how they want to earn. Here’s a breakdown of what’s inside:
Choose the path that suits your goals:
Classic mode: Provides stable, double-digit real yield (currently 10.5% USDC APY, updated monthly) combined with baseline Huma Feathers. Think steady, predictable, sustainable.
Maxi mode: Built for Huma maxis. Skip the USDC yield (0% APY) to maximize Huma Feathers, earning up to 25x the feathers during the limited-time launch promotion. Go big, go all-in.
Flexibility: LPs can switch the mode of their existing positions anytime, at no extra charge beyond gas fees.
Optional Lock-ups for more rewards: While not required, locking your deposit for 3 or 6 months significantly increases your Feather reward multipliers. The longer the commitment, the bigger the multiplier. During the lock-up period, users generally cannot withdraw their funds without forfeiting some accrued rewards, thus ensuring predictable liquidity management for Huma and stable returns for users.
$PST: Liquid & composable LP token: Depositing in Classic mode gets you the liquid LP token $PST (PayFi Strategy Token). It represents your share, is yield-bearing, and is built for DeFi composability, plugging right into the Solana ecosystem. Our Huma 2.0 launch integration partners are:
Jupiter: Swap $PST for USDC anytime, instantly.
Kamino: Borrow USDC against your $PST. Loop, farm, and maximize yield (coming soon).
RateX: Split PST to enter leveraged YT/PT strategies (coming soon).
Referral system: Grow the community and get rewarded. Earn 10% of the Feathers collected by friends you invite for one entire year.