🌟 Strengths of Huma Finance:
1. Technological innovation with real impact
Huma is a pioneer in the PayFi model, which combines decentralized finance with real-world payments. It allows for traditional unsecured loans backed by future income flows, such as invoices or remittances, unlocking liquidity immediately. Its TvM protocol analyzes income patterns to automate valuations and lending between 70-90% of expected future value.
2. Real yields and scalable structures
The Huma 2.0 platform, launched in April 2025 on Solana, offers a real annual yield of 10.5% in USDC with very efficient reward mechanisms: up to 17.5× in Feathers with 6-month lockups. In two weeks, it surpassed USD 25 million in deposits and by May already had over 33,000 depositors. Additionally, it processes over USD 4.5 billion in volume with an active liquidity of USD 103.7 million.
3. Strategic expansion and strong partnerships
Huma has received over USD 38 million in funding, merged with Arf to scale cross-border payments, and already operates on multiple chains such as Solana and Stellar. It also integrates with protocols like Jupiter and Kamino, expanding its interoperability and global reach.
4. Robust tokenomics and aligned governance
$HUMA has a total supply of 10 billion, with well-thought-out allocations for LPs, community, team, and incentives. Additionally, the deflationary model includes the buyback and burning of 50% of the protocol fees, strengthening scarcity and long-term value.
5. Committed community and growing adoption
Following the airdrop launch, more than 70% of the distributed tokens have already been staked, which reduces the available supply and favors price stability.
@Huma Finance 🟣 #HumaFinance $HUMA