@Huma Finance 🟣
Huma Finance is a pioneering "PayFi" (Payment Finance) network, bridging traditional finance with decentralized blockchain technology. Launched in April 2025, it aims to revolutionize global payments by enabling instant, 24/7 settlements using stablecoins and on-chain liquidity.
Unlike traditional systems often burdened by multi-day settlement delays, Huma leverages high-speed blockchains like Solana for real-time transactions. This allows global payment institutions to eliminate pre-funding requirements and reduce costs. Beyond simple payments, Huma provides liquidity solutions for various use cases, including cross-border transfers, credit card settlements, and trade finance. Its innovative model also facilitates income-based collateralization, where users can access credit against future earnings like payrolls or invoices, fostering greater financial inclusion. Huma's dual product architecture, with a permissioned institutional offering and a new permissionless "Huma 2.0," democratizes access to institutional-grade yields.
