The cryptocurrency market has seen a surge in XRP whale accumulation, signaling a new period of bullish optimism. Whales have transferred billions of XRP in recent weeks, demonstrating a stark contrast to short-term retail sentiment. This tendency, now supported by on-chain analytics, has the potential to dramatically impact XRP’s trajectory over the remainder of 2025.
Ripple’s XRP Whale Accumulation Sees Soaring: Is a Breakout Near?
XRP’s biggest holders, wallets with 10 million XRP or more, have increased their activity, acquiring significant amounts amid July’s market drops. BeInCrypto and CryptoPotato both reported whale buying of more than $915 million in one week and up to 2.2 billion XRP in two weeks, respectively. These transactions are not random; they are purposeful maneuvers supported by institutional confidence.
Billions on the Move: Whale Transactions Define XRP’s Momentum
The volume of XRP whale accumulating in July alone has fueled conjecture of a possible price burst. From July 5 to 15, Ainvest reported that whales purchased almost 280 million XRP, accounting for 0.56% of total circulating supply, while retail liquidations exceeded $590 million.
Below is a snapshot of notable whale transactions observed:
Date Volume (XRP) Estimated USD Value Wallet Type July 8 215,000,000 XRP ~$752 million Exchange-to-wallet July 13 365,000,000 XRP ~$1.29 billion Whale-to-whale July 15 148,000,000 XRP ~$518 million Wallet consolidation July 21 300,000,000 XRP ~$1.05 billion Exchange-to-wallet
These huge transactions are associated with greater social volume and whale address activity. XRP whale accumulation’s daily transaction volume exceeded $1.07 billion in the third week of July, with 2.08 million unique transactions and over 10,000 new addresses every day.
Whale-Led Confidence: Institutional and ETF Buzz Fuel the Rally
The expectation of the XRP ETF has also boosted investor sentiment towards XRP. As of mid-July, ProShares is purportedly ready to launch a leveraged XRP futures ETF, which is causing enthusiasm. Analysts believe the ETF, along with bullish whale behavior, may spark a big price rise if resistance at $3.30 is broken.
“XRP’s structure indicates an oncoming surge, crypto researcher Ryan LeClair stated that when whales purchase and hold this manner, they usually have a long-term strategy. He continued, “The ETF narrative is only part of the story, the real catalyst is institutional integration.”
To bolster the optimistic argument, XRP’s partial victory against the SEC in 2023 has provided legal clarification and paved the way for regulated participation by US institutions. The increase in whale activity looks to be a delayed reaction to this court victory, fueled by ETF speculation.
Can XRP Break $4? Chart Patterns and On-Chain Strength Align
Technical experts predict a bullish “cup and handle” pattern, bolstered by rising lows and continuous resistance at $3.10 to $3.30. With the increasing size of XRP whale accumulation, this scenario gets stronger.
Recent on-chain indicators indicate that whales are accumulating during consolidation zones, which are usually the forerunners to breakout rallies. According to CryptoPotato, XRP is approaching its strongest resistance levels since 2021, and a sustained closing above $3.30 may see the token return to its all-time highs and perhaps reach $4.50 by Q4 2025.
Conclusion: Whales Are Writing XRP’s Next Chapter
The XRP whale accumulation pattern in July 2025 sent a clear message: the major players are prepared for a bigger move. With billions of XRP flowing into cold wallets, institutional ETF chatter increasing, and chart signs aligning, the present market quiet might be the calm before the XRP storm.
This period may provide a unique opportunity for traders and investors to evaluate long-term positioning in one of cryptocurrency’s most prominent assets.
Read more on XRP Price Prediction 2025.
FAQs
What is XRP whale accumulation?
It refers to large-scale XRP purchases by wallets holding millions of tokens, typically signaling bullish long-term sentiment.
How much XRP have whales accumulated recently?
Reports show over 2.2 billion XRP accumulated between July 5–21, 2025, valued at several billion USD.
Does whale accumulation affect XRP price?
Yes, historically such behavior precedes major price movements, especially when aligned with strong fundamentals.
Glossary
Whale – A crypto investor or entity holding large amounts of a digital asset.
On-chain Data – Blockchain-based metrics that track real-time transactions and wallet movements.
ETF (Exchange-Traded Fund) – A type of investment fund traded on stock exchanges, now being adapted for cryptocurrencies.
Resistance Level – A price point where an asset often struggles to rise above due to selling pressure.
Cold Wallet – A wallet not connected to the internet, used for long-term secure storage.
Sources:
coinomedia.com
AInvest
The Economic Times
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