#CryptoClarityAct 🧾 What is the CLARITY Act?

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⚙️ Key Provisions

1. Regulatory Jurisdiction by Asset Type

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2. Deeper Consumer Protections

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Platforms must keep customer funds segregated, disclose conflicts of interest, and adhere to stricter transparency obligations .

3. DeFi and Custody Clarity

Certain wallet providers and DeFi activities may be exempt from SEC oversight, lowering regulatory hurdles in decentralized finance .

Custody firms won’t be forced to hold client assets on their own balance sheets, addressing industry concerns over asset loading .

🚀 Implications for the Industry

Clearing the regulatory fog could encourage broader institutional participation—platforms like Coinbase and Galaxy Digital may gain a competitive boost .

Regulatory clarity may attract firms to remain in or relocate to U.S. markets rather than moving to crypto-friendlier regions like the EU or Dubai .

🧩 Criticisms and Industry Concerns

Critics argue the bill may entrench crypto companies’ existing business models while offering weaker investor protection compared to traditional securities law .

There's concern about retroactive treatment of existing tokens and insufficient limits on SEC authority, potentially perpetuating ambiguity rather than resolving it .

🧭 Legislative Outlook & Related Bills

Crypto Week (July 2025)

Part of a coordinated effort dubbed “Crypto Week,” where three major laws progressed through Congress:

GENIUS Act – already signed into law (stablecoin regulation)

CLARITY Act – passed the House, pending Senate

Anti‑CBDC Surveillance State Act – also passed House, awaiting Senate .

Senate Action

On July 22, 2025, the Senate Banking Committee released its own market structure draft, further refining crypto regulation frameworks—this builds directly on the CLARITY Act’s foundation