#HumaFinancee is an innovative payment finance (PayFi) network, designed to provide instant liquidity solutions for global payments through blockchain technology. The project was established in 2022 and is headquartered in Cupertino, California, USA, dedicated to connecting traditional finance with decentralized finance (DeFi), providing efficient and transparent financing services for businesses and individuals. The core feature of Huma Finance is its income-backed credit model, allowing users to obtain loans by using future income (such as salaries, invoices, or remittances) as collateral, breaking the limitations of traditional DeFi on asset collateralization. Since its launch, #HumaFinancee has achieved over $2.3 billion in credit issuance and $3.8 billion in total transaction volume, operating on Solana, Stellar, and EVM-compatible blockchains. Its products include Huma Institutional (a permissioned protocol for institutional investors) and Huma 2.0 (a permissionless protocol open to retail investors), supporting scenarios such as cross-border payments, trade financing, and decentralized infrastructure (DePIN) financing. The platform collaborates with well-known institutions like Circle and the Stellar Development Foundation, having completed $8.3 million in seed funding and $38 million in Series A funding in 2023 and 2024 respectively, demonstrating strong growth potential. @Huma Finance 🟣 Finance's vision is to reshape the global payment ecosystem through stablecoins and smart contracts, especially serving small and medium-sized enterprises and users in emerging markets. Its 2025 plan includes expanding the financing pool and launching the native token HUMA, which is expected to further enhance its leadership position in the PayFi sector.