Ripple’s XRP has officially entered the global top 100 assets, now ranked 79th by market capitalisation. This milestone puts it ahead of the majority of established companies that have enjoyed decades of universality as commodities, such as Siemens, Shell, and others.
Both the government and private sectors have increased their use of XRP in recent months. Along with more recent technologies like DNA Protocol, the XRP Ledger (XRPL) is being connected with digital currencies issued by central banks and financial institutions.This action also emphasizes how crucial this asset is becoming as a non-digital payment option.
At the Apex XRPL Summit, Brad Garlinghouse, the CEO of Ripple, predicted that the ledger would eventually account for as much as 14% of SWIFT’s global volume in just five years. Given that SWIFT handles over $150 trillion annually, this projection suggests that more than $21 trillion could move over XRPL.
The XRPL is increasingly attracting projects centered on tokenized healthcare, digital identity infrastructure, and institutional money movement. As real-world use cases expand, XRP is evolving beyond its role as a cryptocurrency — it’s gaining recognition as a global liquidity utility.
The XRP Ledger’s usefulness is what keeps developers and organizations interested in it. XRPL is becoming more and more recognized as a crucial infrastructure layer due to its capacity to house tokenized assets and enable real-time cross-border transactions.
On June 30, the new EVM-compatible sidechain for the XRP Ledger also made its formal debut. More than 1,400 smart contracts went live in the first week. In the meantime, the $685 billion remittance sector is the target of Ripple’s RLUSD stablecoin. It is anticipated that the volume of transactions on XRPL will rise as more people utilize RLUSD for remittances, DeFi, and payments. Due to increased on-chain liquidity, this increase in activity will increase demand for XRP and raise its price.
Unlike other digital currencies that prioritize programmability or decentralization, XRP is carving out a unique position through its focus on financial settlement. This practical approach is positioning XRP as the backbone of tokenized finance, according to Pumpius.
With its current growth momentum, XRP could soon challenge higher-valued assets. Analysts at CoinpediaMarkets suggest that approaching the $10 level could trigger significant gains, boosting its market ranking and drawing increased investor interest.
On-chain data also reveals rising activity among major holders — a possible sign of growing institutional involvement. Amid broader market shifts, this trend continues to support XRP’s upward trajectory. XRP’s position among the top 100 global assets marks a significant shift in how digital currencies are perceived. As more industries adopt its infrastructure, XRP’s value and influence continue to grow. The asset is now not only outperforming but also rivaling some of the world’s most recognized brands.