Ripple's XRP is increasingly favored in the regulated payment sector, as rising adoption and compliance help this currency penetrate deeper into the mainstream financial ecosystem.

According to Paul Barron, RLUSD, a regulated stablecoin, is now available on the XRP Ledger (XRPL) and fully complies with the 1:1 reserve requirements and regular audits under the GENIUS Act.

All transactions in RLUSD conducted through the XRPL burn a certain amount of XRP, making this digital currency deflationary. Although the amount of XRP burned per transaction is small, analysts believe that the growing adoption of RLUSD could enhance the utility of XRP within institutional networks.

XRP has become a bridge currency that makes the transfer of digital and crypto assets faster and easier.

Vincent Van Code noted that the price impact of the coin burn could take years to materialize, but the emergence of stablecoins has triggered liquidity demand for XRP. He mentioned that both businesses will require a significant amount of XRP to serve payment channels (especially in financial layers and coded payments).

Ripple Targets SWIFT Market Share with XRP Liquidity Advantage

Ripple's CEO, Mr. Brad Garlinghouse, recently shared a bold outlook at an event in Singapore, predicting that XRP could capture up to 14% of SWIFT's market share within five years. He noted that while SWIFT leads in messaging services, XRP is set to disrupt the liquidity aspect of global finance.

Mr. Garlinghouse pointed out that XRP supports real-time payments, an aspect that helps avoid serious shortcomings in cross-border payments. He continued that Ripple is engaging in blockchain technology-based solutions, and XRP has been applied in practical cases for organizations and remittances.

David Schwartz, the Chief Technology Officer (CTO) of Ripple, also emphasized the necessity of auditing financial systems. He stated that traditional financial audits rely on discrete data and sample data, while the XRPL blockchain ledger is completely transparent. This shift and trust in the blockchain network to conduct regulated financial operations have become favorable.

In Summary: With RLUSD promoting adoption and Ripple aiming for dominance over SWIFT, XRP is becoming a central asset in the global liquidity transformation. As organizations prioritize transparency and speed, XRP's role in the regulated blockchain finance sector continues to expand.