🧱 The Six Layers of Caldera’s PayFi Stack

Caldera isn’t just a rollup launcher—it’s building an entire PayFi architecture, structured like a modern operating system.

Its six-layer stack includes:

Transaction Layer – Built on Solana & Stellar for speed

Currency Layer – Supports stablecoins like USDC, PYUSD, and native USDM

Custody Layer – Integrated with Fireblocks, Cobo, and smart contract wallets

Compliance Layer – KYC/AML aligned with MiCA, MAS, and other regulations

Financing Layer – Real-world assets, receivables, and tranche-based credit

Application Layer – Payment gateways, P2P lending, and more

It’s the backbone for programmable finance—connecting real-world value to on-chain liquidity.

DYOR – NFA
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