🧱 The Six Layers of Caldera’s PayFi Stack
Caldera isn’t just a rollup launcher—it’s building an entire PayFi architecture, structured like a modern operating system.
Its six-layer stack includes:
Transaction Layer – Built on Solana & Stellar for speed
Currency Layer – Supports stablecoins like USDC, PYUSD, and native USDM
Custody Layer – Integrated with Fireblocks, Cobo, and smart contract wallets
Compliance Layer – KYC/AML aligned with MiCA, MAS, and other regulations
Financing Layer – Real-world assets, receivables, and tranche-based credit
Application Layer – Payment gateways, P2P lending, and more
It’s the backbone for programmable finance—connecting real-world value to on-chain liquidity.
DYOR – NFA
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