The Next Evolution in DeFi? Under-Collateralized Lending With a Human Touch ๐ค๐
DeFi 1.0 was about collateral. DeFi 2.0 tried to fix inefficiencies. Now comes DeFi 3.0 โ led by Huma Finance. A protocol that uses real-world cash flows to power borrowing. It connects employers, workers, and decentralized liquidity providers in a way thatโs never been done before. Itโs fast. Itโs fair. Itโs built for the 99%. And itโs just getting started.