The Next Evolution in DeFi? Under-Collateralized Lending With a Human Touch 🤝🔐
DeFi 1.0 was about collateral. DeFi 2.0 tried to fix inefficiencies. Now comes DeFi 3.0 — led by Huma Finance. A protocol that uses real-world cash flows to power borrowing. It connects employers, workers, and decentralized liquidity providers in a way that’s never been done before. It’s fast. It’s fair. It’s built for the 99%. And it’s just getting started.