$XRP

XRP is a digital currency launched by Ripple. It is mainly used to help banks and financial institutions achieve global cross-border transfers, with fast speeds and low fees. Unlike Bitcoin, XRP is not generated through 'mining'; it is uniformly issued by the company. The goal of XRP is to make global remittances as simple and fast as sending a WeChat message. Although it has many partners, it is often subject to controversy due to regulatory and legal issues.