#StablecoinRatings $TRUMP
Here are the latest updates on U.S. stablecoin regulation as of today, July 21, 2025:
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🏛️ GENIUS Act Signed into Law
President $TRUMP signed the GENIUS Act—the first federal law establishing a regulatory structure for U.S. stablecoins—on July 18, 2025 .
It enforces 100% backing in liquid assets (e.g., USD, Treasury bills), mandates monthly reserve disclosures, monthly audits, and bans misleading marketing implying government backing .
Issuers must comply with anti-money laundering rules under the Bank Secrecy Act .
In case of issuer insolvency, stablecoin holders get priority over other creditors.
💸 Market Reaction & Crypto Week
Following this law, U.S. crypto-linked stocks and token prices surged—Bitcoin at ~$123K, Ether around $3,780, and stablecoin issuers like Circle and Coinbase saw gains .
The crypto market cap crossed $4 trillion, boosted by optimism over regulatory clarity and the stablecoin framework .