$XRP continues its strong performance in July 2025, surging past its 2018 all-time high to trade around $3.55, with some analysts eyeing targets up to $5 and even $10 in the longer term. This renewed optimism is fueled by several factors.

Regulatory clarity, especially in the US, has been a significant catalyst, with the SEC's stance on XRP not being a security on secondary markets removing a major hurdle. Furthermore, institutional interest is rising, with rumors of XRP ETFs and corporate treasuries exploring its use.