$XRP $XRP is one of the most interesting cryptocurrencies in the market due to its focus on cross-border payments. Unlike Bitcoin or Ethereum, XRP was created to facilitate fast and low-cost international money transfers. I recently bought some XRP during a dip because I believe in its long-term potential, especially as Ripple continues to partner with banks and financial institutions around the world. The ongoing legal battle with the SEC is slowly moving towards a resolution, and that could be a major turning point for XRP's price. I'm holding $XRP in my portfolio as a strategic asset for future growth.