📌 Ripple & XRP: Major Developments in Mid-July 2025
Ripple is once again in the spotlight after completing a $125 million penalty payment to the SEC — paid in cash, not XRP. This move marks a significant step in the long-standing legal battle. However, the SEC's appeal process is not officially over, as it still requires an internal vote within the commission.
At the same time, on‑chain activity for XRP is surging. On July 18, the XRP Ledger recorded over $1.1 billion in transaction volume — the highest in a month. This signals renewed investor interest as regulatory clarity improves.
Ripple appears to be preparing for a much larger role in traditional finance. The company is currently applying for a national banking license in the U.S., a bold step that shows its intent to integrate more deeply with regulated financial systems. In addition, Ripple is developing a new stablecoin, RLUSD, expected to become a key part of its expanding ecosystem.
With all these developments, the market is watching Ripple closely — not only in terms of legal progress but also in terms of product innovation. XRP is once again gaining attention, both as a technology and as a strategic asset in the evolving crypto industry.
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