$XRP

XRP, the native token of the XRP Ledger (XRPL), is a high-speed, low-cost blockchain optimized for cross-border payments. In 2025, it surged to **$3.55** (up 503% YoY) amid regulatory clarity after Ripple’s SEC lawsuit resolution . Institutional adoption grew, with XRP added to the U.S. strategic reserve and spot ETF filings underway . Technical indicators like the "MVRV golden cross" hint at a potential rally to **$22** (630% upside) if historical patterns repeat . Ripple’s stablecoin (RLUSD) and partnerships (e.g., CBDC pilots) bolster utility, though competition (SWIFT, Stellar) persists . A bullish yet volatile asset.