Huma Finance reconstructs the payment financing landscape, creating the world's first PayFi network!
Huma Finance (HUMA) is leading a revolution in on-chain financial infrastructure, pioneering the construction of the world's first PayFi network, seamlessly integrating payment and financing functions, and providing reliable on-chain credit support for real-world income and accounts receivable.
Unlike traditional DeFi, which focuses on crypto assets, Huma concentrates on real-world assets (RWA). Its innovation lies in transforming users' future income, wages, invoices, and other accounts receivable into on-chain verifiable credit credentials, thus enabling instant financing. This not only expands the availability of on-chain credit but also bridges the gap between payments and lending, providing new opportunities for billions globally who are underserved by traditional finance.
Huma's PayFi network, through a modular design, supports various financial use cases: salary advances, invoice financing, cross-border settlements, etc., widely applicable to freelancers, micro-enterprises, and individuals and institutions in developing markets. Its decentralized protocol ensures data privacy and asset security, making on-chain finance closer to reality and more sustainable.
