#StablecoinLaw Huma Finance is a pioneering PayFi network that enables global payment institutions to process payments 24/7 using stablecoins and on-chain liquidity. It's designed to address the slowness, high fees, and unfair structure of traditional financial systems.
*Key Features:*
- *Instant Payments*: Merchants and suppliers receive payments instantly.
- *Low Fees*: Migrant workers can send money home without excessive remittance fees.
- *Transparent Yields*: Everyone can earn returns on equal terms, free from bank deductions.
*Huma Finance Versions:*
- *Huma (Permissionless)*: Open to all, allowing retail investors to participate in Huma pools and join the broader PayFi movement (launched in April 2025).
- *Huma Institutional*: A permissioned service tailored for institutional investors, offering curated, receivables-backed credit opportunities within a regulated framework.
*Token Information:*
- *Token Name*: HUMA
- *Current Price*: $0.03551 (with a 3.78% increase in the last 24 hours)
- *Market Capitalization*: $61.56 million
- *Total Supply*: 10 billion HUMA
- *Circulating Supply*: 1.73 billion HUMA
*Investments and Partnerships:*
- Huma Finance has raised $46.3 million from notable investors and partners, including Circle,
- has processed over $3.8 billion in transaction volume and delivered double-digit real-world yields to its liquidity providers.¹ ²
