#StablecoinLaw On July 18, 2025, President Donald Trump signed the GENIUS Act, the first federal law regulating stablecoins in the U.S. This legal framework requires that each stablecoin be backed 100% by liquid assets such as dollars or Treasury bonds, and that issuers disclose the composition of their reserves on a monthly basis.
The law prohibits stablecoins from paying interest for mere possession and grants legal priority to holders in the event of the issuer's bankruptcy. Additionally, it mandates compliance with anti-money laundering regulations, international sanctions, and transparent marketing.