#StablecoinLaw The Stablecoin Law refers to proposed legislative projects in the U.S. (and in other countries) to regulate stablecoins — cryptocurrencies whose value is linked to fiat currencies like the dollar.
📌 Key points under debate:
Backing requirements: ensuring that stablecoins are 100% backed by liquid reserves.
Regulatory oversight: Who should supervise them? The SEC, CFTC, or the Federal Reserve?
Authorized issuers: only banks or also fintech companies.
Consumer protection: clarity on redemptions, transparency, and audits.
🇺🇸 In the U.S., several projects are in Congress, such as the "Clarity for Payment Stablecoins Act," driven by both Republicans and Democrats. There is still no total consensus.