Let's talk about $XRP . Recently, it directly surged to a historical high of $3.6, with its market value entering the top three. USDT has also been impacted. Many people are optimistic, saying it will break $20 or even $30.

First, we need to understand that it is not designed for speculation or wealth creation, but rather as a practical token for banks and financial institutions. The highlights are: fast transactions, low fees, and financial industry endorsement without relying on mining.

In the past month, XRP has skyrocketed by 68%, demonstrating the power of favorable regulation.

In terms of news: the long-standing lawsuit between the SEC and Ripple has finally settled. The court clearly stated that the XRP in the hands of retail investors is not a security, which has reassured the market. Recent cryptocurrency laws passed by the old Congress have also been a great support, categorizing XRP as a commodity under the CFTC, completely freeing it from the shadow of securities.

Technically, it has broken through long-term suppression, with $4 almost in sight. Standard Chartered Bank even set a target price of $5.5 by the end of the year. However, with such a sharp short-term rise, there is certainly a risk of profit-taking, and combined with external factors like Federal Reserve policies, a pullback could happen at any time.

Nevertheless, the most exciting news in the market is that XRP futures ETFs are on the way. Some institutions are already gearing up, and the probability of approval for a spot ETF is as high as 88%. If this really happens, there will be another big market movement.

In the long run, the narrative surrounding XRP is quite strong, with regulatory clarity + ETF expectations + institutional adoption coming together. If it truly binds deeply with the banking system, those who are predicting $20-$30 might see their predictions come true one day.

Fuxiang's prediction for the actual market: Small positions are set for XRP, and now we just need to see if the ETF approval can kick down the door. If it goes through, it will definitely bring in big gains!

Follow Fuxiang's predictions, and let us guide you through bull and bear markets, see through the narratives, and seize the opportunities.