60% of small and medium-sized enterprises (SMEs) worldwide go bankrupt due to cash flow disruptions. Traditional loan approvals are slow and have high collateral requirements.
PayFi's financing layer tokenizes accounts receivable, allowing financing against promissory notes that are not yet due, with interest rates 40% lower than traditional loans.
A certain electronics factory in Shenzhen used a $1 million order voucher to receive $800,000 in working capital within 3 minutes, successfully completing production during peak season and saving $50,000 in fees. For assets to flow, SMEs must outperform the market! @Huma Finance 🟣 #HumaFinance $HUMA