In mid‑July 2025, the total cryptocurrency market capitalization surged past a historic $4 trillion mark — a milestone hailed by industry experts as a key indicator of crypto's transformation into mainstream finance . This rally was fueled by broad-based gains: Bitcoin surged past $120K–123K highs, while Ethereum and several altcoins posted double-digit gains .
Regulatory momentum played a major role. The U.S. House passed the GENIUS Act, creating framework for stablecoins; two other crypto bills—including one banning a CBDC—are advancing in the Senate . Proponents say this clarity paves the way for institutional adoption, corporate treasury allocations, and crypto‑linked equities like Coinbase and Robinhood rising to fresh highs .
As confidence grows, some analysts predict Bitcoin could reach $150–200K by year‑end, with stablecoins potentially scaling to $3.7 trillion by 2030 . This milestone suggests crypto is entering a bold new phase—what many are calling “Crypto 2.0.”
