🟢 Market Overview

The total value of the crypto market has crossed $4 trillion for the first time.

Bitcoin $BTC is trading between $118,000–$120,000, slightly below its recent all-time high of $123,000.

Ethereum $ETH is also showing strong performance, trading close to $3,650–$3,700.

More than 96 out of the top 100 cryptocurrencies are in the green zone.

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🏛 Key Drivers Behind the Rally

The GENIUS Act has officially become U.S. law, providing clear regulatory guidelines for stablecoins.

Other bills like the CLARITY Act and Anti‑CBDC Surveillance Act are also advancing in Congress.

Institutional investment is rising rapidly: nearly $5.5 billion in Bitcoin funds and $2.9 billion in Ethereum ETFs have been added in July.

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💵 Stablecoins & Banking Sector Impact

The circulating value of stablecoins has reached between $239B–$250B.

Major banks like Bank of America, Morgan Stanley, and Citi are exploring stablecoin projects or partnerships.

Traditional banks are becoming cautious as stablecoins might draw customers away from traditional banking services.

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🔮 Future Outlook & Predictions

According to Bernstein, Bitcoin could reach $200,000 by the end of 2025.

A Finder.com survey estimates Bitcoin may end the year around $145,000, with a range of $88K–$162K.

Ethereum is expected to rise to $4,000 by the end of July, especially due to strong ETF inflows.

Coinbase analysts warn of possible short-term market corrections, though the overall trend remains positive.

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📝 Summary

The crypto market is currently witnessing rapid growth, driven by regulatory clarity and massive institutional investments. While the momentum is bullish, it’s important to remain cautious as volatility is always a factor in crypto markets.