💵 Is it better to save in dollars or in USDT?
Some time ago, I asked myself this question:
Is saving in USDT the same as saving in dollars?
And I realized something important:
Many people confuse this, especially those who are starting in the crypto world.
That's why I explain clearly and quickly what I discovered.
What is USDT? 💵
USDT (Tether) is a stablecoin designed to follow the value of the US dollar.
1 USDT is almost always equivalent to 1 dollar.
It is stable, used for trading, sending funds, or protecting against market volatility.
On the surface, it seems the same as the dollar, but there is a key difference.
So is it the same as saving in dollars? 💰
Not exactly.
Both physical dollars and USDT lose purchasing power over time due to inflation.
Although they are not as volatile as BTC or ETH, they are not free from losing real value over the years.
Saving in USDT is like storing digital dollars: you neither gain nor lose due to the price…
but you do slowly lose due to inflation.
Is it advisable to save in USDT?
Yes, if your idea is to protect yourself from volatility, have liquidity for trading, or avoid converting to fiat.
It is also useful if you want to temporarily exit an investment while waiting for a new opportunity.
It is not advisable if your goal is to grow, invest for the long term, or beat inflation.
In that case, you will need other strategies like staking, buying assets with potential, or accumulating BTC/ETH.
✅ Conclusion:
USDT is useful and stable, but it is not an investment.
It won't make you lose like a bad trade, but it also won't make you gain just for holding it.
It is an excellent preservation tool, but if you are looking for growth, it is not the place.
Do you use USDT as savings, a bridge, or temporary shelter?
