If RWA is the next hotspot in DeFi, @humafinance is one of the very promising infrastructures.
🚀 Recently delved into the @Huma Finance 🟣 project and found its positioning in the real-world assets (RWA) sector to be very unique. Huma Finance focuses on tokenizing off-chain income streams and achieving sustainable lending structures through smart contracts. Unlike traditional DeFi lending, Huma builds credit models around users' 'income capacity' rather than relying solely on over-collateralization, making this mechanism highly attractive to freelancers and small business owners.
💡 The project currently supports multi-chain deployment, with several stablecoin income protocols already in place, including collaborations with Circle, Ramp, Request, and others. Developers can create customized income verification mechanisms based on Huma and deploy their own income loan protocols. The platform's flexibility and composability provide strong support for more innovations in the future.