Author: WhiteRunner
Some say middle-aged men have three treasures: fishing, Maotai, and the ancestor bird.
Fishing is a refuge for emotions; Maotai is a social hard currency; the ancestor bird is a symbol of dignity and identity.
You may not have noticed, but every circle has its own 'three treasures'. If used well, they yield great results; if used incorrectly, you'll take detours and pay tuition.
The same goes for entering the crypto world. With the market changing rapidly, new projects emerge daily, and newcomers fear buying the wrong coin or placing the wrong bet.
There’s a saying in the stock market: 'As long as you buy nothing, you surpass 90% of stock investors.' In the crypto world, if you can first understand the 'three treasures of the crypto world'—Bitcoin, stablecoins, and platform tokens—you may be able to go further than most people.
1. The 'three treasures of the crypto world' have been validated by investors.
When first entering the crypto world, many people often make the mistake of following whoever shouts the loudest, not understanding the project white paper, and thinking that anything with 'AI' or 'Fi' in its name can double in value.
But after being in the game for a long time, you'll find that the crypto world is not about who shouts the loudest, but about who lasts the longest.
The coins that can truly withstand bull and bear markets and will not drop to zero no matter how much they fluctuate can basically be categorized into three types, which I call the 'three treasures of the crypto world':
Bitcoin, the core of the crypto world, the market's trump card.
Stablecoins, the essential funds transfer station in daily operations.
Platform tokens, the shovel and equity certificate of exchanges.
They are not concepts invented and hyped by some KOL or VC, but a consensus repeatedly validated by countless investors amidst ups and downs—rationally allocating them is far more important than chasing the latest trends.
Just as traditional financial advice talks about 'cash + fixed income + equity', the crypto world has its own 'basic position combination'. If altcoins are gambling chips, then these three are your truly value-retaining assets.
2. Bitcoin: Slow and steady wins the race, the underlying logic and super asset of the crypto world.
Every moment in the crypto world is changing, but Bitcoin is the 'anchor' that remains constant.
Recently, Bitcoin reached a historical high. As of the time of writing on July 14, Bitcoin's price has surpassed $120,000, with a market value exceeding $2.4 trillion, surpassing giants like Amazon, ranking fifth in the global asset market value list (BTC123.FANS, July 15, 2025). This is not a victory of speculation, but a repricing by the global market.
As more national funds, Wall Street institutions, and listed companies incorporate BTC into their long-term investment portfolios, it is no longer the 'speculative coin' of the past but has become a value storage asset recognized by mainstream capital.
You may not hold it, but you must understand it—because it not only defines the valuation logic of the crypto world but also actively dominates the market's cyclical fluctuations.
Newcomers always want to find a trend, but the most stable trend is the direction itself. The long-term value of BTC is reflected not only in its price increase but also in its ability to withstand cycles, resist emotions, and connect traditional finance with the crypto world.
Looking back at the data from the past three years:
In the bear market of 2022, BTC fell to $16,000.
In 2023, it broke through $44,000.
In 2024, it rose above $106,000.
Now it has reached $122,000, an increase of about 300% over the past three years.
I once saw a saying: 'When you first encounter Bitcoin, that is when you can own the most Bitcoin.' If you don't know where to start, Bitcoin is always the best starting point in the crypto world.
3. Stablecoins: A haven for funds, an essential tool for investors.
If Bitcoin is the steering wheel of the crypto world, then stablecoins are your brakes and clutch.
It neither rises nor falls, neither speculates nor heats up, but in every fluctuation, it is a harbor for funds, a breath of air for countless investors who can 'enter and exit'.
You can go an entire week without buying altcoins, but you cannot live a single day without stablecoins.
Whether it's trading, hedging, transferring, cashing out, or participating in DeFi, CeFi, or new projects, mainstream stablecoins like USDT, USDC, and FDUSD are almost the liquidity entry point for all operations.
More importantly, stablecoins are the most direct 'cash warehouse' in the crypto world: when you sell high-volatility assets and secure profits, the funds do not exit the market directly but return to stablecoins, waiting for the next opportunity.
As of mid-2025, the global stablecoin market value is approaching $150 billion, with USDT alone exceeding $110 billion. Its trading volume has even surpassed BTC multiple times, making it the true 'blood system of the crypto world'.
What new investors fear most is not missing out on gains, but being unable to exit. The existence of stablecoins allows you to hit the pause button at any time, not to be swept away by emotions or devoured by the market.
If Bitcoin gives you direction, then stablecoins are the safety net that allows you to turn back at any time.
4. Platform tokens: Grow with the platform, the shovel of ordinary investors.
If Bitcoin is the high wall and stablecoins are the floor, then platform tokens are the ladder to climb higher.
Platform tokens are a type of asset tied to the business and ecosystem of exchanges. Unlike some 'narrative coins' that rely solely on storytelling or capital manipulation, their value source is very clear: platform growth benefits users.
As long as you have traded, staked, or participated in new projects on the exchange, you will almost inevitably encounter the application scenarios of platform tokens. The most common include:
Fee deduction
Launchpad/Launchpool participation rights
VIP level system
Staking rewards and gas discounts on the chain
Even circulating as the main coin in certain public chain ecosystems
For holders, the core appeal of platform tokens lies in the fact that they 'are not driven by speculation, but by usage.'
The larger the platform, the more users there are, and the more active the business, the higher the frequency of token destruction and the richer the application scenarios. This is a truly investment logic 'tied to platform growth'.
For example, in recent years, strong-performing platform tokens include BNB (Binance), OKB (OKX), BGB (Bitget), etc., all of which have obvious differences in terms of currency supply and usage scenarios.
In Q2 of this year, BNB ranked first with a comprehensive yield of 10%, while BGB and OKB ranked second and third with 7% and 6% respectively (Source: CoinRank). Last year, BGB performed independently in a volatile environment, breaking new highs, making it the standout platform token of the year.
To judge whether a platform token is worth holding, simply looking at the price is far from enough. Its core value is often hidden in how it rewards HODLers; a typical evaluation criterion is the destruction mechanism and circulation ratio.
Take BNB as an example; it repurchases and destroys a certain percentage of tokens each quarter based on platform profits, continuously reducing the circulating supply. This mechanism has supported the long-term rise of BNB over the past few years and has become the 'standard configuration' that later platform tokens have scrambled to imitate. In the 32nd quarterly destruction in July, a total of 1,595,599.78 BNB were destroyed, worth approximately $1.024 billion (including 1,595,470.69 actually destroyed and 129.10 from the Pioneer Burn plan).
BGB's destruction mechanism is the clearest and most consistently executed. Its destruction mainly comes from fees generated from on-chain usage and a fixed destruction amount. In the second quarter of 2025, 30,001,053 BGB were destroyed, with a total value of approximately $138 million, accounting for about 2.56% of the total supply. Unlike other platforms, Bitget has proactively destroyed all 800 million BGB held by the team, meaning Bitget has completely abandoned control over BGB, allowing the rights of BGB holders to continue to expand in conjunction with the platform's diverse financial, new project, and earning strategies.
OKB executes quarterly planned repurchase and destruction, with the destruction ratio not fixed each time. In June, the 28th destruction amounted to 42,437,632 tokens, worth approximately $42 million. Currently, OKB's circulation rate is relatively lower than that of BNB and BGB.
Each platform token has its own logic and style. Overall, BGB has a relatively clearer and more trustworthy value path through steady destruction, decentralization, and ecological practicality.
Epilogue: Invest in the 'three treasures of the crypto world' and seize opportunities.
The stories of the crypto world are endless, with new narratives, concepts, and wealth myths emerging from time to time. However, one must not 'only see the thief eat meat, but not see the thief get hit'; the real long-term winners are often not those who bet right on trends but those who allocate steadily.
Bitcoin, stablecoins, and platform tokens together embody the most fundamental and solid logic of the crypto world:
Bitcoin helps you keep your bottom line; it is the cornerstone of value in the digital age.
Stablecoins help you control the pace; they are a buffer in the storm.
Platform tokens give you a sense of participation; they are your channel for winning alongside major platforms.
These three types of assets may not make you rich overnight, but they can prevent you from easily exiting the market. They may not be the 'most eye-catching', but they are often 'the most useful'.
Everyone's strategy, style, and goals are different. But in this highly volatile market, if you can start with the right three assets, you are at least on a path that is less likely to lead to pitfalls and more likely to accumulate.
Investment requires not only stability but also a long-term perspective; opportunities are not in fleeting trends but in layouts you can control.
Holding the three treasures of the crypto world not only allows you to go further but also to win more steadily.
